The Loan Application window for 2025/2026 opens on June, 2025 to August, 2025. All loan applications will be done through the Online Loan Application and Management System (OLAMS). Applicants are REQUIRED to use the same Form Four Index Number used while applying for admission.
How to Apply Loans HESLB via OLAMS
Step 1: Go direct to HESLB OLAMS portal https://olas.heslb.go.tz/Step 2 On the home page, click on Apply for Loan
Step 2: Choose: NECTA STUDENTS (For Applicants who sat for Form Four Examinations conducted by NECTA in Tanzania or NON-NECTA STUDENTS
Step 3: Carefully enter all the information in the required fields.
Step 4: Submit the required documents in the desired format.
Step 5: Read all details carefully and verify.
Step 6: – Make the payment of the application fee. Applicants must pay a non-refundable, one-off application fee of TZS 30,000.00 through GePG vide NMB, CRDB, TPB, Vodacom M-PESA, TIGO PESA, and AIRTEL MONEY.
Step 7: Upon completion of the online loan application process, the applicant SHOULD print out the application form and Loan Agreement. Thereafter, obtain appropriate authentications, sign the forms, and attach/upload necessary documents including pages (number 2 and 5) into OLAMS.
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